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What is the monthly payment on a $225,000 mortgage at 5% for 15 years?

Answer
$1,779/month
Principal & interest onlyTotal interest over 15 years: $95,271Total cost: $320,271

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How We Calculated This

M = P × [r(1+r)^n] / [(1+r)^n - 1]

P=$225,000, r=5%/12=0.4167n=180. M = $1,779

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Calculated using verified formulas. Last updated March 2026.