What is the monthly payment on a $125,000 mortgage at 6.5% for 30 years?
Answer
$790/month
Principal & interest onlyTotal interest over 30 years: $159,431Total cost: $284,431
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How We Calculated This
M = P × [r(1+r)^n] / [(1+r)^n - 1]
P=$125,000, r=6.5%/12=0.5417n=360. M = $790
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Calculated using verified formulas. Last updated March 2026.