What is the monthly payment on a $75,000 loan at 5% for 10 years?
Answer
$795/month
Monthly payment: $795Total interest: $20,459Total cost: $95,459120 monthly payments
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How We Calculated This
M = P × [r(1+r)^n] / [(1+r)^n - 1]
P=$75,000, r=5%/12=0.4167%, n=120. M = $795
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Calculated using verified formulas. Last updated March 2026.