What is the monthly payment on a $75,000 loan at 4% for 10 years?
Answer
$759/month
Monthly payment: $759Total interest: $16,121Total cost: $91,121120 monthly payments
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How We Calculated This
M = P × [r(1+r)^n] / [(1+r)^n - 1]
P=$75,000, r=4%/12=0.3333%, n=120. M = $759
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Calculated using verified formulas. Last updated March 2026.