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What is the monthly payment on a $50,000 loan at 4% for 3 years?

Answer
$1,476/month
Monthly payment: $1,476Total interest: $3,143Total cost: $53,14336 monthly payments

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How We Calculated This

M = P × [r(1+r)^n] / [(1+r)^n - 1]

P=$50,000, r=4%/12=0.3333%, n=36. M = $1,476

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Calculated using verified formulas. Last updated March 2026.