What is the monthly payment on a $100,000 loan at 9% for 4 years?
Answer
$2,489/month
Monthly payment: $2,489Total interest: $19,448Total cost: $119,44848 monthly payments
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How We Calculated This
M = P × [r(1+r)^n] / [(1+r)^n - 1]
P=$100,000, r=9%/12=0.7500%, n=48. M = $2,489
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Calculated using verified formulas. Last updated March 2026.