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What is the monthly payment on a $100,000 loan at 15% for 10 years?

Answer
$1,613/month
Monthly payment: $1,613Total interest: $93,602Total cost: $193,602120 monthly payments

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How We Calculated This

M = P × [r(1+r)^n] / [(1+r)^n - 1]

P=$100,000, r=15%/12=1.2500%, n=120. M = $1,613

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Calculated using verified formulas. Last updated March 2026.