What is the monthly payment on a $10,000 loan at 9% for 3 years?
Answer
$318/month
Monthly payment: $318Total interest: $1,448Total cost: $11,44836 monthly payments
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How We Calculated This
M = P × [r(1+r)^n] / [(1+r)^n - 1]
P=$10,000, r=9%/12=0.7500%, n=36. M = $318
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Calculated using verified formulas. Last updated March 2026.