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What is the monthly payment on a $10,000 loan at 8% for 7 years?

Answer
$156/month
Monthly payment: $156Total interest: $3,092Total cost: $13,09284 monthly payments

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How We Calculated This

M = P × [r(1+r)^n] / [(1+r)^n - 1]

P=$10,000, r=8%/12=0.6667%, n=84. M = $156

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Calculated using verified formulas. Last updated March 2026.