净资产计算器

通过列出所有资产和负债来追踪财富

最后验证： 2026年2月精度已验证

在您的浏览器中计算 — 我们从不存储您的数据

Assets (What You Own)

Cash & Savings

Investments (401k, IRA)

Home Value

Vehicle(s)

Other Assets

Total Assets$0

Liabilities (What You Owe)

Mortgage Balance

Car Loan(s)

Student Loans

Credit Cards

Other Debt

Total Liabilities$0

Your Net Worth

Debt-to-Asset Ratio: {ratio}%

Total Assets

Total Liabilities

Net Worth

Net Worth Benchmarks by Age (US Median)

Under 35$39,000

35-44$135,000

45-54$212,000

55-64$266,000

65-74$300,000

75+$280,000

来源与方法

公式： Net Worth = Total Assets - Total Liabilities

Personal balance sheet calculation

来源： Standard accounting equation

查看完整方法论和精度测试

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您的下一步

Set Savings Goal

Increase your net worth

Pay Down Debt

Reduce liabilities

How to Use This Calculator

Enter your values above to get instant results.

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